![]() You make claims through this insurance either online or over the phone. Before agreeing to any insurance company’s plan, ensure you are happy with the deductible. ![]() This deductible is the amount you pay as a consumer before the insurance kicks in to cover the rest. Like other forms of insurance, in addition to requiring a monthly fee, plans include a deductible. Insurance plans are protection plans that are normally paid on a month-to-month basis. ![]() In addition to repairs, cell phone insurance can also cover a lost or stolen device. Just like car insurance or home insurance, for a regular monthly fee, you are financially protected against paying in full for any necessary repairs on your smartphone. Phone insurance works much like any other form of insurance. What Is Cell Phone Insurance and How Does it Work? Given the fact that fixing a cracked screen can cost a pretty penny, cell phone insurance is worth considering.Īs you decide what kind of cell phone protection is right for you, there are several factors to keep in mind, including your tolerance for risk, your willingness to live with a cracked screen, and your ability to afford to replace your smartphone outright in the event of damage that isn’t covered by your manufacturer’s warranty. A screen protector and strong phone case can help, but cell phone insurance provides the ultimate protection. There’s a lot to love about smartphones, but one consistent complaint about these marvels of modern engineering is how easy they are to break. We would love to earn your business and offer top quality iphone repair services to you by our friendly trained technicians at Wires Computing.If you’re looking for the best deal on a new phone or wireless plan, and you’re wondering whether to get phone insurance, read on. Not only do repair shops pay more attention to each individual phone and customer that come through the door, but they have well-trained staff that do a better job in the first place, with the intention of maintaining the phone’s longevity. To summarize the main points of this article, phone insurance isn’t what you think it is, and rarely is it worth it. This is often the first time the customer is aware of this, making them wish they had just gotten the phone fixed properly at our local repair shop instead of dealing with a mess of a phone from a big corporation that cares ultimately only about the bottom line instead of quality phones and parts. ![]() Adding all the problems up with the phones that are replaced make it surely a crap shoot as to how long they will last. Some even being 2-3 year old batteries that have half the life that the original phone had. We often see our customers come into the shop with something broken on the asurion replacement phone and after opening it find many issues. Most replacement phones have less than new parts in them that fail prematurely and are simply not the same quality of parts a local technician would use. They aren’t really sure whether or not the insurance is worth it but they know that they gain financially by telling you that it’s a must-have. The people that work in the carrier stores don’t know the details about how Asurion works as an insurance company, and are primarily motivated by the commission that they receive to by adding subscribers. Right from the start it’s easy to see how mobile phone insurance is a scam. They do not feel obligated to openly inform you as to which you are receiving, but if it’s a refurbished phone it should have “Refurbished by Asurion” on the back of the phone. A phone charger, battery, and a SIM card will be included. If it's the latter, they'll ship it out to you overnight. ![]() Once the insurance claim is approved you'll be told if Asurion is electing to repair or replace the device- and you don’t get to have any say. Asurion covers loss, theft, accidental damage, and malfunction-the major things that people typically file claims for. Asurion is a company that works with three of the big United States carriers: Verizon, AT&T and Sprint as their officially endorsed subscriber phone insurance provider. ![]()
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